Privacy Policy

How we protect your data across the NMI ecosystem

1. Introduction

At NMI, safeguarding your payment and personal data is our highest priority. This Privacy Policy outlines how we collect, use, and protect information when you utilize the NMI Payment Gateway, access our reporting tools, or use our specialized APIs.

2. Data Collection via Portals

When you access your NMI login or usaepay login, we collect standard authentication data such as IP addresses, browser types, and timestamp logs to prevent unauthorized access. The information entered into the Merchant Central Login dashboard is encrypted and used strictly for providing your transaction analytics and account management services.

3. Payment Processing Data

As a PCI DSS Level 1 certified processor, any cardholder data passing through the NMI gateway login is tokenized. We do not sell your data or your customers' data to third parties. We strictly use this information to route transactions to acquiring banks and provide fraud prevention services via USAePay and NMI native tools.

4. Cookies and Analytics

Our portals use session cookies to keep you securely logged in while navigating the Merchant Central environment. You can manage cookie preferences in your browser settings, but disabling them may prevent successful authentication into the gateway.